ChathamChatham TwpMadison LivingMorris CountyMorris TwpMorristownUncategorized August 27, 2020

THINKING OF RETIRING? SOME HELPFUL INFORMATION

 

For most people, retirement feels like a long way off. But, if you don’t start preparing as early as possible, you may find yourself in a place of financial insecurity when the time does come. To avoid this, consider implementing the following tips.

  1. Calculate your target savings. In general, it’s recommended that you save between 10 to 15 percent of your income for retirement. However, you can always use an online savings calculator to determine the amount you need to save for your specific needs and goals.
  2. Contribute to your employer’s retirement savings plan. Does your job offer a 401(k), traditional IRA, or Roth IRA? Sign up and start saving as soon as they allow you to. It’s recommended to set up automatic paycheck deductions and, once the money is in your retirement fund, don’t touch it.
  3. Take advantage of employee benefits. Many employers offer matching which generally requires you contribute a certain percentage of each paycheck and your company will then contribute a matching amount with funds of their own. They might also offer health savings or flexible savings account. By contributing to these accounts, you reduce your amount of taxable income, allowing you to save more money.
  4. Pay off your debts. Start by paying off any high-interest credit card debt first. Then look at other debts, such as student loans and car payments, and make a plan for paying those off incrementally.
  5. Reduce daily spending. Although this feels like a no-brainer, spending your money thoughtfully now can make a big impact later. Seek out areas of your life where you can
Uncategorized August 20, 2020

THINKING OF SELLING? WHAT YOU SHOULD REPAIR BEFORE YOU LIST

When you’re getting ready to list your home, it’s of the utmost importance to ensure you are showing it in the best light. Taking time to highlight its strengths and fix up some of its possible weaknesses can make a big difference in how fast it sells. Here are our top four recommended repairs to make before selling your home.

Repaint walls.

Giving your home a fresh coat of paint is one of the most cost-effective ways to spruce it up, and generally, it can be a do-it-yourself project. Make sure to cover any walls with scratches and chips and consider updating any accent walls with a more neutral coat.

Repair floors.

Hardwood floors are a very desirable feature in a home, so you want to ensure they look their best by fixing scratches or dull areas. If your carpet is worn or stained, consider replacing them. And don’t forget the tile in your kitchen or bathrooms. Re-grouting can go a long way in making dingy tile work look brand new!

Refresh the landscaping.

Show buyers your home is the full package by dressing up the outside as well as the in. Clean walkways and driveways, plant seasonal flowers and plants, trim hedges and trees, install outdoor décor pieces, and fill in mulch and gravel.

Fix your fixtures.

Leaky faucet? Rusted drains? Loose drawer handle? Making these small fixes can make a big difference to potential buyers with detailed-orientated minds. Improve your kitchen. An outdated kitchen can be a real eyesore in a home. Updating cabinetry, repairing or replacing countertops, and installing new faucets and sinks may be worth the investment

Uncategorized August 13, 2020

CREAT THE HOME OFFICE OF YOUR DREAMS!

 

Whether you work full-time at home or occasionally need to conduct business in the evenings or on the weekends, a home office a great way to utilize an extra room. A dedicated workspace in your home can be designed to increase productivity and comfort. Here are 5 ideas to get you started.

  1. Invest in a good office chair. Investing in an ergonomic office chair is essential. You may be spending anywhere from 30 to 50 hours a week sitting in it, so your back will thank you. Purchasing one with multiple adjustments is ideal so it fits you just right.
  2. Switch up your lighting. Fluorescent lighting has been proven to be hard on the eyes. Make the switch to LED or halogen light bulbs in your home office and try to let in as much natural light as possible. Also, consider finding a desk lamp to reduce headaches and eye strain.
  3. Keep essentials in reach and organized. Nothing says productivity like a clean, neat workspace. Select a desk with a lot of storage or install creative shelving to keep items like pens, pencils, extra batteries, calculators, notepads, and more stored within arm’s reach.
  4. Decorate bright. Pick a color you love and use it to spice up the room. Use cheery yellow or red or relaxing tones like green and blue, instead of beiges and browns.
  5. Aim for the view. If possible, place your desk so you are facing a window instead of a blank wall. Natural light can do wonders for staying alert and you can give yourself a short mental break when necessary by looking to the outdoors.
ChathamChatham TwpMorris County February 3, 2020

Chatham Living at it’s Best!

Desirable Chatham Living! This 4 Bedroom, 3 full and 2 half bathroom Caplan Colonial offers top-grade construction & distinctive architectural design. The spacious 2-story foyer offers dual guest closets, gleaming hardwood floors thru-out the first floor, transom windows, and a cooks’ dream kitchen offering plenty of cabinetry and ample counter space.. All leading into the Great Room for evenings by the wood-burning fireplace. French doors open into the Sun-room, the perfect place to sit and reflect while gazing upon the gardens. Just minutes from downtown Chatham, major highways, shopping, schools, & NJ Transit.

Within 10 miles of 84 Meyersville Rd enjoy 33 golf courses, 12 parks, hiking and swimming at Watchung Lake. You’ll love living within 5 miles to 89 wonderful restaurants and schools rated within the 10 ten in the area!

Morris CountyMorris TwpMorristownUncategorized February 3, 2020

Looking for a Great Home in Morris Twp?

This stunning 4-year-old home is just right for today’s buyers. Welcoming 2 story foyer is anchored by the sitting room and formal dining area. This exceptionally well-built home offers hardwood floors, top-of-the-line Jenn-Air appliances, a stunning Master bedroom with deep jetted tub and a separate shower with built-in steam system.

The spacious basement has been plumbed out and ready to be finished! High ceiling and open! Nothing has been over-looked, granite, center island, decorative light fixtures, huge walk-in closet and storage space.

You’ll love the convenience of living minutes from downtown Morristown as well as being within 5 miles of 68 restaurants and within 10 miles of 21 golf courses, 7 parks, 4 lakes. Commuting to New York couldn’t be easier either with 2 nearby train stations, Morristown and Convent Station. Call and schedule your tour today.

 

Madison Living December 18, 2019

Madison Living!

Want to live in a great small town with minutes from NYC?